South Africa's payment rails, matched to your business.
We put South African businesses onto licensed payment rails, and we stay on the line afterwards. Your money moves on infrastructure that has run for years, not on a young company's balance sheet.
QR payment includes Scan to Pay. Rails are enabled per business at onboarding, based on what you sell and how you trade.
If you're a business in South Africa that gets paid by customers, you belong here.
There are two ways this usually works. Neither is a choice you have to make now, and the enquiry form asks the four questions that tell us which one fits.
Fully managed
We bring you onto the licensed rails, set your payment flow up, and run it with you, so you accept payments without becoming a payments company.
Already processing at serious scale?
The second way is running your own rails: you keep your bank and merchant ID and connect directly to the licensed switching and processing infrastructure. We arrange the access and run the integration with you.
The same licensed rails underneath both. Settlement to your own bank.
How this starts
From first conversation to live payments, without building infrastructure from scratch.
Enquire
Tell us how you trade and what you want to build.
We scope your setup
We match your offering and map the integration with you.
We build and test
We build your setup and test it before anything goes live.
Go live
Take payments, with us in your corner as you grow.
We design how the money moves, and we carry you onto the rails.
Getting money moving is five pieces of work and the joins between them usually belong to nobody. We take all five as one engagement.
Where the payment needs something to live inside, we build that too.
We don't just connect you to the rails.
We design.
We build.
We integrate.
We support.
We design
How money moves through your business: who pays whom, on which rail, what happens when a payment fails, and how it reconciles at the end of the day.
e.g. a marketplace paying its sellers, a biller collecting monthlyWe get you on
We collect what is needed, prepare and submit your application, and deal with the licensed partner on your behalf.
e.g. approved and live without building a compliance functionWe run it with you
Support, monitoring and the changes as you grow, from a team that already knows your setup.
e.g. one number to call when a payment does not arriveEvery merchant we build makes the next one faster. That's the engine.
Talk to us about building it
The same rails, underneath both offerings
Every card payment runs the same loop, settling to your own bank on South African rails. The licensed infrastructure does the switching and processing. We are the one party you deal with.
What we provide
The rails the banks run on, made simple to access and ready to build with.
More ways to be paid, one integration
Card, QR, instant EFT, bank EFT, PayShap and wallets through one partner instead of three separate contracts.
We handle the hard part
We collect what is needed, prepare your application and deal with the licensed partner on your behalf, so you ship without building a compliance team.
The waiting is the work
Approval is a queue you cannot see, run by people you cannot talk to. We collect the details and documents, prepare and submit your application, and stay your point of contact afterwards.
Questions, answered
When do I get paid?
Settlement is handled on licensed bank rails. Exact timing is confirmed per deal, in your merchant agreement.
Who holds my money?
We never custody funds. Settlement runs on our licensed partner's rails, straight into your own account.
Do I need my own compliance?
Like any business, you remain responsible for your own compliance: operating lawfully, keeping your information accurate, meeting your own tax and data-protection obligations, and following any rules specific to your sector. What we take off your hands is the setup. We collect the details and documents needed to bring you onto the platform, prepare and submit your application, and act as your day-to-day point of contact for payments. So there is far less admin on your side, while responsibility for your own compliance stays with you.
What happens after I enquire?
A person reads it and decides whether we are the right fit. If we are, we scope your setup with you, build and test it, and then you go live on rails that already work.
Can I test before committing?
Yes. We build and test your setup, and you see it working before it takes any real money.
Let's talk about what you're building.
Tell us how your business moves money and what you want built. That is what we need to know whether we are the right fit.
A person reads every enquiry and decides whether we are the right fit. If we are, we will be in touch to start the conversation properly.